Tess Siwa is Constructive Loans’ Senior Vice President, Operations. Her responsibilities include oversight of Origination Operations and Investor Portfolio management. She brings over 30 years of residential mortgage lending experience, and has served in various leadership capacities in sales, processing, underwriting, closing, post-closing, vendor management, servicing oversight, and asset management. Prior to joining Constructive, Tess worked for Jordan Capital/Finance of America Commercial for five years, PHH Mortgage for three years, and Morgan Stanley Private Bank for 18 years.