IDifferent people enjoy flipping homes for different reasons. Some people enjoy the remodeling and design process, while others enjoy the profit potential offered by the sale of a newly remodled home. Many people enjoy both. Constructive Loans offers fix and flip credit line options for people who are in the business of fixing and flipping homes. A line of credit offers more flexibility than a loan because it allows you to continue utilizing the same money. If you plan to fix and flip multiple homes, one after another, a line of credit may be a better option for you.
Our lending guidelines are straightforward and clear: if you want to fix and flip a property, you need to talk to one of our Loan Officers through our website or by phone. We'll speak with you to assess your needs, and we'll assess the potential of the property you have in mind. if we can verify your estimate of the property's potential worth after you've improved it, we'll offer you fix-and-flip financing so that you can have the cash in hand to buy the property. We base our calculations for our short-term fix-and-flip loans off the property's value, not on your finances. You won't have to provide verification of your income or employment status, and we welcome all types of investors, from the experienced to newcomers. We make getting your loan as easy as possible.
The Constructive Loans team has originated over 10,000 loans from our offices in Tempe, AZ, Farmers Branch, TX, and the Chicago, IL, area. We pride ourselves on being reliable fix-and-flip lenders with a variety of products to suit every potential investor. When you're looking for hard money lenders, get in touch with us. Call us at 833-250-7634 to speak with a loan officer or get started online. We look forward to doing business with you and helping you on your way.
Minimum 620 FICO
Up to 90% LTC
After-Repair Values (ARV) up to 75%
Loan Terms for 12-24 months
1-4 Units
Loans Up to $3 Million