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Fix and Flip Line of Credit

Our Lines of Credit Allow You to Acquire and Manage Multiple Projects

IDifferent people enjoy flipping homes for different reasons. Some people enjoy the remodeling and design process, while others enjoy the profit potential offered by the sale of a newly remodled home. Many people enjoy both. Constructive Loans offers fix and flip credit line options for people who are in the business of fixing and flipping homes. A line of credit offers more flexibility than a loan because it allows you to continue utilizing the same money. If you plan to fix and flip multiple homes, one after another, a line of credit may be a better option for you. 

Why Choose a Line of Credit?

Our lending guidelines are straightforward and clear: if you want to fix and flip a property, you need to talk to one of our Loan Officers through our website or by phone. We'll speak with you to assess your needs, and we'll assess the potential of the property you have in mind. if we can verify your estimate of the property's potential worth after you've improved it, we'll offer you fix-and-flip financing so that you can have the cash in hand to buy the property. We base our calculations for our short-term fix-and-flip loans off the property's value, not on your finances. You won't have to provide verification of your income or employment status, and we welcome all types of investors, from the experienced to newcomers. We make getting your loan as easy as possible.

How to Start

The Constructive Loans team has originated over 10,000 loans from our offices in Tempe, AZ, Farmers Branch, TX, and the Chicago, IL, area. We pride ourselves on being reliable fix-and-flip lenders with a variety of products to suit every potential investor. When you're looking for hard money lenders, get in touch with us. Call us at 833-250-7634 to speak with a loan officer or get started online. We look forward to doing business with you and helping you on your way.

Fix and Flip Loan Features

Minimum 620 FICO

Up to 90% LTC

After-Repair Values (ARV) up to 75%

Loan Terms for 12-24 months

1-4 Units

Loans Up to $3 Million


  • Company State Licenses

 

CONSTRUCTIVE LOANS DISCLAIMER

Constructive Loans is a division of Fay Financial, LLC, dba Constructive Mortgage Services. Illinois Residential Mortgage Licensee NMLS ID 88244.
Illinois Department of Financial and Professional Regulation. 425 S. Financial Place, Suite 2000, Chicago, IL 60605.

This website may be used by commercial lenders, brokers and borrowers and may not be used by members of the general public or residential owner occupied mortgage loan applicants in particular. The use of this website DOES NOT constitute an application for a mortgage loan and the pre-qualification and program recommendations generated by this website DO NOT under any circumstances constitute either a formal or informal loan approval or rate commitment. Terms and pricing recommendations generated by this website are subject to change without notice. Adjustable rate programs, fixed rate programs, pre-payment penalties, and applicable fees will apply according to separate guidelines and may change the nature of the pre-qualification and program recommendations generated by this website.

© 2021 Constructive Loans. All rights reserved.

425 S. Financial Place, Suite 2000 | Chicago, IL 60605

 

 

CONSTRUCTIVE LOANS DISCLAIMER

Constructive Loans is a division of Fay Financial, LLC, dba Constructive Mortgage Services. Illinois Residential Mortgage Licensee NMLS ID 88244.
Illinois Department of Financial and Professional Regulation. 425 S. Financial Place, Suite 2000, Chicago, IL 60605.

This website may be used by commercial lenders, brokers and borrowers and may not be used by members of the general public or residential owner occupied mortgage loan applicants in particular. The use of this website DOES NOT constitute an application for a mortgage loan and the pre-qualification and program recommendations generated by this website DO NOT under any circumstances constitute either a formal or informal loan approval or rate commitment. Terms and pricing recommendations generated by this website are subject to change without notice. Adjustable rate programs, fixed rate programs, pre-payment penalties, and applicable fees will apply according to separate guidelines and may change the nature of the pre-qualification and program recommendations generated by this website.

© 2021 Constructive Loans. All rights reserved.