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50 years of

COMBINED EXPERIENCE

We have the know-how you need.

ABOUT CONSTRUCTIVE

 

At Constructive Loans, we believe there is a better way to invest in real estate - a more valuable, less invasive way where we a a lender provide an easy process, competitive processing, and expansive programs.

At Constructive, we all come to work every day because we want to build strong, lasting relationships with our clients in order to help them achieve their financial goals. We focus on Fix-and-Flip and Rental Loans, and believe that caring about the success of our clients and their individual deals is what sets us apart.

Constructive's leadership team draws on decades of experience, across industries, to chart the course for the future of private lending. Our concentration on speed, flexibility, price, and reliability will help you, as an investor, move at a faster and more consistent rate than your competitor. 

Construtive Loans gets its name from the Latin origin constructus, meaning "put together the parts in their proper place and order." This is precisely how we are able to help you thrive: by putting in a proper place all of the parts that make up a successful funding deal.

Ben Fertig

Ben Fertig

President

Alex Offutt

Alex Offutt

Managing Director

Tess Siwa

Tess Siwa

Senior Vice President

Darryl Shelton

Darryl Shelton

Vice President


  • Company State Licenses

 

CONSTRUCTIVE LOANS DISCLAIMER

Constructive Loans is a division of Fay Financial, LLC, dba Constructive Mortgage Services. Illinois Residential Mortgage Licensee NMLS ID 88244.
Illinois Department of Financial and Professional Regulation. 425 S. Financial Place, Suite 2000, Chicago, IL 60605.

This website may be used by commercial lenders, brokers and borrowers and may not be used by members of the general public or residential owner occupied mortgage loan applicants in particular. The use of this website DOES NOT constitute an application for a mortgage loan and the pre-qualification and program recommendations generated by this website DO NOT under any circumstances constitute either a formal or informal loan approval or rate commitment. Terms and pricing recommendations generated by this website are subject to change without notice. Adjustable rate programs, fixed rate programs, pre-payment penalties, and applicable fees will apply according to separate guidelines and may change the nature of the pre-qualification and program recommendations generated by this website.

© 2021 Constructive Loans. All rights reserved.

425 S. Financial Place, Suite 2000 | Chicago, IL 60605

 

 

CONSTRUCTIVE LOANS DISCLAIMER

Constructive Loans is a division of Fay Financial, LLC, dba Constructive Mortgage Services. Illinois Residential Mortgage Licensee NMLS ID 88244.
Illinois Department of Financial and Professional Regulation. 425 S. Financial Place, Suite 2000, Chicago, IL 60605.

This website may be used by commercial lenders, brokers and borrowers and may not be used by members of the general public or residential owner occupied mortgage loan applicants in particular. The use of this website DOES NOT constitute an application for a mortgage loan and the pre-qualification and program recommendations generated by this website DO NOT under any circumstances constitute either a formal or informal loan approval or rate commitment. Terms and pricing recommendations generated by this website are subject to change without notice. Adjustable rate programs, fixed rate programs, pre-payment penalties, and applicable fees will apply according to separate guidelines and may change the nature of the pre-qualification and program recommendations generated by this website.

© 2021 Constructive Loans. All rights reserved.